Answers For Debt
Debt Settlement Do It Yourself Debt Consolidation
DO IT YOURSELF FINANCIAL INFO YOU SHOULD KNOW, PROGRAM INFO, QUESTIONS TO ASK, FEE BASED PROGRAMS, WHAT YOU SHOULD UNDERSTAND ABOUT FEE BASED PROGRAMS
If you are advised that a third party can avoid a negative impact on your credit report, this is probably not true.
They should also advise you of any possible tax situations. Savings on settlements over certain amounts may, or may not be taxed, depending on your tax situation.
They should also advise you of any possible tax situations. Savings on settlements over certain amounts may, or may not be taxed, depending on your tax situation.
What are your fees? If charging a flat fee based on percentage of debt, caution is advised. If any fees are collected up front without the service being provided, again caution is advised. Fees should only be charged when financial programs produce results.
If a money back guarantee is not provided without a minimum of thirty days for the consumer, clearly stated, I would be leery.
If a money back guarantee is not provided without a minimum of thirty days for the consumer, clearly stated, I would be leery.
If any debt representative company, in particular debt settlement, says they can stop creditor calls completely, forever, caution is advised. If they advise you that you can't be sued, any company saying this would be suspect to me.
Time is your most valuable asset. How you use it is most important. Please educate yourself one way or the other, if not with my book, check the links provided.